Oregon is one of twelve states that is known as a "no-fault" state. This means that when an accident occurs, everyone pays for their own damages from their own insurance policies. Thus, minimum insurance requirements are a little higher in Oregon, but still won't cover everything. Auto insurance in Oregon is required as follows:

•     Liability Insurance
  
  1.     $25,000 injury coverage per person
  2.     $50,000 injury coverage per accident
  3.     $10,000 property damage coverage per accident
•     Personal Injury Protection of $15,000
•     Uninsured Motorist Coverage with same limits as liability coverage

You need to shop around and compare insurance rates to find the best deal on auto insurance in Oregon. By comparing quotes, you can find an insurance policy that works for you at a rate you can afford. In addition to this, there are also discounts that you may be eligible for, including:

•     Good driver
•     Good student
•     Multiple policy
•     Multiple vehicle
•     Vehicle safety features

Initially, your auto insurance premiums are calculated based on your driving record, age, gender, vehicle type, and how much coverage you want. By shopping around and asking for discounts, you can often lower the rates you are given and find a better policy for a lower cost. If you're willing to invest the time and effort, you can find a great deal on auto insurance in Oregon.