Auto Insurance in Nebraska
Nebraska has a financial responsibility law that requires drivers to carry small amounts of liability coverage in order to drive legally. By law, drivers must carry:
- $25,000 injury coverage per person
- $50,000 injury coverage per accident
- $25,000 property damage coverage per accident
These limits are quite low, and you should always consider purchasing more insurance to provide better financial security for yourself. However, you should at least purchase the minimum amount required. You can shop around and compare rates to find an affordable insurance policy, but you definitely shouldn't drive without any insurance. Not having auto insurance in Nebraska can result in fines, license suspension, and having to file an SR-22. An SR-22 basically verifies that you have insurance coverage, and makes it easier for officials to keep track of your insurance coverage. These can be required for up to five years after getting caught without insurance.
Your insurance rates will be determined based on your driving record, the type of vehicle you're insuring and the amount of coverage that you want. Additionally, you might be eligible for discounts on your auto insurance in Nebraska depending on your circumstances. Shop around, compare rates, and find the insurance policy that works for your needs.

