Larger Vehicle Means Lower Premium
Choosing a safe car could help to reduce the premium that you pay for automobile insurance. Each year companies compete to win the crown of safest car. Small cars are usually either low on the lists or left out altogether. So you may want to consider that when you look at purchasing your next vehicle.Larger cars may get worse gas mileage than other vehicles, but those big vehicles fair better in an accident. Fortunately for automobile owners the auto industry if finally understanding the dilemma that consumers face. Save gas or save the family. Larger vehicles are being made more environmentally friendly through hybrid fuel methods and other engineering techniques.The Acura RL has gotten some of the top safety ratings available - front-impact, side-impact and even roll over tests. Other large cars that did well in the tests included the Cadillac CTS and the Ford Taurus. Choosing a larger vehicle may not be in your budget, but do consider the lower premiums that will come along with the choice. Insurance companies do consider the statistics of medical expenses when setting premium rates. Because the larger vehicles are safer the premium costs are lower.If you can’t bring yourself to purchase one of the large SUVs or other similar vehicles then consider a mid-sized vehicle. These can offer the best compromise between safety and efficiency. Some of the better safety records may also mean a discount on your auto insurance premiums as well. The Acura makes the list of mid-sized cars with the TSX. The Subaru Legacy is also a strong mid-sized choice.